Deposit Rates Effective as of 2/15/17

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Products Balance Interest Rate APY (1) Compounded (6)

Green Rewards
Qualifying Balance(2)


Non-Qualifying Balance(3)

$0 - 25,000
$25,000+

-
1.51%
0.10%

0.02%
1.52%
0.10%

0.02%
Monthly

Prestige Accounts (55 years+)

$1,000 - 2,499
$2,500 - 4,999
$5,000
0.05%
0.08%
0.10%
0.05%
0.08%
0.10%
Monthly
Money Market Deposit Account $0 - 2,499
$2,500 -19,999
$20,000-49,999
$50,000+
0.05%
0.10%
0.13%
0.15%
0.05%
0.10%
0.13%
0.15%
Monthly
Interest Checking (NOW) $500 0.05% 0.05% Monthly
Health Savings Account $25 0.10% 0.10% Monthly
Passbook, EDISS, IRA $100 0.10% 0.10% Quarterly
Christmas Club $5 0.10% 0.10% Maturity
Choice Account (4) $3,000 - 9,999
$10,000 - 49,999
$50,000+
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Monthly
Individual Retirement Accounts (IRA) $500 See CD Rates See CD Rates Quarterly
Individual Retirement Accounts (IRA) - Variable $100 0.42% 0.42% Quarterly
CD 15-179 days (5) $1,000 - 9,999
$10,000 - 24,999
$25,000+
0.09%
0.14%
0.21%
0.09%
0.14%
0.21%
Maturity
CD 6-11 months (5) $1,000 - 9,999
$10,000 - 24,999
$25,000+
0.10%
0.15%
0.24%
0.10%
0.15%
0.24%
Maturity
CD 12-23 months (5) $1,000 - 9,999
$10,000 - 24,999
$25,000+
0.15%
0.21%
0.28%
0.15%
0.21%
0.28%
Quarterly
CD 24-35 months (5) $1,000 - 9,999
$10,000 - 24,999
$25,000+
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
Quarterly
CD 36-47 months (5) $1,000 - 9,999
$10,000 - 24,999
$25,000+
0.26%
0.34%
0.40%
0.26%
0.34%
0.40%
Quarterly
CD 48-59 months (5) $1,000 - 9,999
$10,000 - 24,999
$25,000+
0.63%
0.70%
0.76%
0.63%
0.70%
0.76%
Quarterly
CD 60 months (5) $1,000 - 9,999
$10,000 - 24,999
$25,000+
0.69%
0.75%
0.81%
0.69%
0.75%
0.81%
Quarterly

The minimum initial deposit amounts apply to the following personal accounts: Green Rewards Checking $25, Prestige Checking and Prestige Plus Checking $25, Interest Checking $25, Health Savings Account $25, Choice Checking $3,000, Money Market Savings $2,500, Passbook Savings $25, Everyday Interest Statement Savings $25, Christmas Club $5, Individual Retirement Accounts $500, Certificates of Deposit $1,000. List not inclusive of all accounts. Ask our Customer Service Representatives for more information.

Fees may reduce earnings. 

All interest rates are subject to change without notice.

(1) The Annual Percentage Yield (APY) is the total annual percentage rate we pay on your account, including compound interest. 

Ask about other options not insured by FDIC.

(2) Qualifying Balance - Minimum to open account is $25.00. Annual Percentage Yield (APY) accurate as of 1/1/2012. Rate tiers are as follows: 1.52% APY applies to balances of $0.01-$25,000.00 and 0.10% APY applies to balances above $25,000.00 if qualifications are met each monthly qualification cycle; 0.02% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post and clear to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements up to $25.00 provided only if qualifications are met within the monthly qualification cycle.

(3) Non-Qualifying Balance - Minimum to open account is $25.00. Annual Percentage Yield (APY) accurate as of 1/1/2012. Rate tiers are as follows: 1.52% APY applies to balances of $0.01-$25,000.00 and 0.10% APY applies to balances above $25,000.00 if qualifications are met each monthly qualification cycle; 0.02% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post and clear to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements up to $25.00 provided only if qualifications are met within the monthly qualification cycle.

(4) Any funds swept out of the Bank are not FDIC insured.

(5) Substantial Penalty for early withdrawal of Certificates of Deposit (CD) or Individual Retirement Account (IRA) funds. The minimum initial deposit amounts for Certificates of Deposit is $1,000. List not inclusive of all accounts. Ask our Customer Service Representatives for more information.

(6) Interest is calculated daily.